Liability insurance
Liability insurance is a legal requirement for certain types of boats. It protects and covers you as a boat owner if you become liable for personal injuries or property under the rules of the Danish Maritime Act.
Why choose liability insurance through Danske Tursejlere?
For det første kan vi tilbyde en af markedets billigste ansvarsforsikringer, fordi vi er over 17.000 sejlere, som står sammen. Desuden får du mere end en forsikring hos os, da du via dit medlemskab får adgang til en lang række medlemsfordele, herunder adgang til 300 turbøjer, sejlermagasinet Tursejleren, attraktive medlemsrabatter og meget mere.
Vores ansvarsforsikring er som udgangspunkt nemlig inkluderet i medlemskabet af Danske Tursejlere, som koster fra 480 kr. årligt.
Find answers to the following on this page:
- Insurance packages
- Statutory boat insurance
- How to sign up
- What does liability insurance cost?
- Benefits of insurance with us

Insurance packages
We are an agent for Søassurancen Danmark and can therefore offer you one of Denmark's best insurance policies for your speedboat, sailboat, motorboat or yacht.
We offer three different package options, two of which include liability insurance. The details of these packages can be found below.
But in reality, you only need to determine if your club is a member of Danske Tursejlere.
See if your club is a member here
MEMBERSHIP WITHOUT LIABILITY INSURANCE
265 kr.
This annual membership fee includes our sailing magazine and all other member benefits.
Select Membership without liability insurance under the enrollment form.
MEMBERSHIP WITH LIABILITY INSURANCE
480 kr.
NOTE: Speed surcharges may apply
This annual membership fee includes liability insurance, all other member benefits and contributions to the guarantee fund.
Select Membership with liability insurance under the enrollment form.
CLUB MEMBER WITH LIABILITY INSURANCE
430 kr.
NOTE: Speed surcharges may apply
If you are a member of a club that is a member with us, you only pay DKK 430 in annual membership fees, which includes liability insurance, all member benefits and contributions to the guarantee fund.
Select Club member with liability insurance under the enrollment form.
- Læs forsikringsbetingelserne for ansvarsforsikringen 2026
- Product sheet Responsibility
- Liability insurance for certain foreign pleasure boats
Bemærk: Denne ansvarsforsikring kræver, at du har fast bopæl i Danmark, og at båden har hjemhavn i Danmark.
Statutory boat insurance
As of 15 May 2018, all speedboats under 15 meters, jet skis and similar vessels must be covered by statutory liability insurance. This means that you must be able to present a valid insurance certificate and a receipt for payment confirming that the boat is covered by liability insurance.
As an owner or skipper, you are strictly liable for any personal injury or property damage, regardless of whether you caused the damage or not. Just like you know from your car
Sailing without liability insurance - Is it a good idea?
No matter how good a skipper you are, you can never be sure that situations won't arise when you're out on the water where insurance would be a good idea. Boat liability insurance is typically a minor financial expense in the overall budget, but can be the best bill you've paid when buying a boat. It's also important to mention that more and more harbors require you to have liability insurance before you can use their facilities.
How to sign up
For at tegne en forsikring og medlemskab hos os, skal du igennem vores korte tilmeldingsformular. Her skal vi bruge lidt information på dig og din båd.
Here's how you do it:
Gå til vores tilmeldingsformular. Vælg den pakke, du ønsker, og udfyld herefter alle informationer og tryk indsend. Indenfor kort tid vil vi verificere din indmeldelse og du vil modtage en medlemspakke med bl.a. standerflag og/eller klistermærke med posten. Skulle der være spørgsmål fra vores side, tager vi fat i dig på det oplyste telefonnummer eller mail.
Du er selvfølgelig velkommen til at kontakte vores kundeservice på 70 21 42 42, hvis du gerne vil klare din tilmelding telefonisk med assistance for os.
The contribution is a consequence of the establishment of the "Guarantee Fund for uninsured or unknown vessels under 15 meters". After the Danish Parliament passed the new law on compulsory liability insurance for certain vessels (L 175) on May 15, 2018, a speed surcharge may be charged if the vessel is covered by this legislation.

Boat liability insurance - price
We understand that price is an important parameter when it comes to the boat budget, as the budget already requires a good buffer for unforeseen expenses. That's why we offer insurance at a reasonable price. You can insure your boat from just DKK 480 per year and the insurance is included in our membership.
You also have the option to supplement with comprehensive insurance
Extra supplements
The following surcharges are charged in addition to the membership and insurance to Danske Tursejlere when your boat requires a speedboat certificate.
- If your boat can sail up to 20 knots, a speed surcharge of DKK 200 per year will apply.
- If your boat can sail up to 21-30 knots, a speed surcharge of DKK 400 per year will apply.
- If your boat can sail up to 31-45 knots, a speed surcharge of DKK 800 per year will apply.
Pay via PBS
Hvis ikke du tilmelder dig PBS betaling, sender vi regningen til dig fysisk via Postnord, og her vil der blive pålagt et opkrævningsgebyr. Som sejlere holder vi af miljøet, og kan derfor kun anbefale, at du sørger for at betalingen er elektronisk, så vi undgår unødvendigt spild af papir. Tilmeld dig til PBS her.
Have you missed out on insurance?
If this is the case and the accident occurs, the Danish Parliament has passed a law stating that an insurance association should be established where the insurance companies that offer boat insurance under the new rules must be members. In our case, Lloyds represents Søassurancen and Danske Tursejlere in the association.

Benefits of our insurance
With a membership with us, you not only get access to all our member benefits, but also advantageous insurance.
- Coverage for damage to people or property
- Liability for wreck removal
- Personal injury coverage: DKK 27,000,000.
- Property damage coverage: DKK 13,500,000.
- Covered in Scandinavia, Europe, UK and Norway.